📢 Home Buying & Selling Reform – Why This Consultation Should Seriously Concern Every Independent Surveyor


The Government has released its consultation on Home Buying and Selling Reform. After a thorough review of all 28 questions, it is clear that this is a moment of profound significance for our profession.

Although the consultation avoids explicitly advocating for the Scottish system, reading between the lines leaves little doubt about the direction of travel. Many of the questions appear heavily weighted towards the concept of a single survey, commissioned by the seller and relied upon by all parties throughout the transaction.

This is not speculation or scaremongering.
This is a sober reading of what is being asked — and what could follow.
We must respond with clarity, unity and conviction.


Why This Matters: The Threat to Independents and Small Practices

The RPSA was founded to champion the independent, small-practice surveyor — the backbone of high-quality, consumer-focused surveying across England, Wales and Northern Ireland.

If a seller-driven single-survey model is adopted, with structural similarities to Scotland, the consequences are stark:

đź”´ Zero independents; Scotland now has virtually no independent residential surveyors left.

đź”´ Corporate dominance: The market is controlled entirely by a handful of large firms.

đź”´ Lost consumer choice; Without independents, consumers lose access to truly impartial, bespoke advice.

This is not theory — this is exactly what has already happened in Scotland.
We must heed the warning.

The Consumer Paradox: More Information, Less Understanding?

Even before this reform, the consumer awareness landscape is troubling:

  • Only 1 in 10 buyers commissions a survey
  • 71% still believe a mortgage valuation is a survey


A basic seller-commissioned report might appear helpful at first glance — “upfront information” neatly aligned with policy goals — but it risks deepening consumer misunderstanding, flattening the quality of information, and diluting the independence of advice.

Playing devil’s advocate, one could argue that compulsory upfront information improves consistency. But unless the model is designed correctly, it may easily:

  • reduce detail
  • lower standards
  • undermine independence
  • restrict the consumer’s ability to make an informed choice

We believe this would be highly detrimental to consumers, not beneficial.

Loaded Questions and the Silence of Others

It is also important to note the unique way this consultation has been structured.

Many of the questions appear heavily framed. As every surveyor knows, the way you frame an investigation can strongly influence the outcome. Ask a leading question on-site and you’ll almost always get the answer you’ve hinted at. The same principle applies here.

The structure of this consultation could very easily support a policy direction that leans toward a single survey — whether or not that was the intention, and regardless of the wider public interest.

At the same time, the silence from some of the larger organisations is, to say the least, instructive. One might reasonably conclude that a single-survey model creates a very tidy marketplace for certain corporate entities — firms perfectly positioned to capitalise on a centralised, seller-driven reporting system. For some, the potential opportunities are so clear that silence becomes the most strategic response of all.

We must ensure that independent voices cut through that silence.
We cannot allow the future of our profession to be shaped by implication, inertia or quiet self-interest.

Doing nothing is simply not an option.

What the RPSA Has Already Done

The RPSA has not been sitting back.

We have ensured that our voice is present at key industry conversations, including:

  • Home Buying & Selling Group meetings
  • Construction Industry Council (CIC) discussions
  • CABE / RSS roundtables (with more to come)
  • Multiple meetings with other industry stakeholders
  • Full council meetings - Ongoing.


Across these sessions, the recurring theme is clear:
Everyone acknowledges the need for reform — but no one yet has a workable solution.

This is where the RPSA steps forward.

We are developing a balanced, practical alternative which could support the Government’s aims of fewer fall-throughs and shorter transaction times — while at the same time protecting the essential role of the independent surveyor.

More details will follow soon.

Every Member Has a Vital Role

The RPSA will respond formally as an organisation — but this is not enough on its own.

This is a public consultation. Numbers matter.

  • If you do not respond, your voice is absent.
  • If thousands of independent, small-practice surveyors respond, our collective position cannot be ignored.

This is your chance to “vote with your voice” and defend the profession you value.

Failure to exercise our democratic right to respond is, effectively, to accept whatever outcome is given.

The Condition Section: A Cornerstone at Risk

This reform affects every discipline, including:

  • Level 2 and Level 3 surveys
  • New build inspections
  • Damp and timber investigations
  • Specialist pathology and defect diagnostics


A corporate-controlled single report model would reshape the entire professional landscape.
Independents are known for producing high-quality, detail-rich condition sections. Under a standardised “lowest common denominator” model, that depth could easily be lost.

This is not just a business risk — it is a standards risk.

We Need Your Contributions and Expertise

This remains a consultation. Nothing is final.

There is no point asking, “What will happen?” — none of us has a crystal ball.

What matters now is that we shape the outcome.

If you have:

  • ideas
  • solutions
  • constructive suggestions
  • or a desire to join a focused working group

…please contact me directly:

andrew@rpsa.org.uk

The meetings I have attended so far have focused heavily on concerns rather than solutions.
If you can help us build the latter, I would very much like to hear from you.

Read the Consultation Here:

đź”— https://www.gov.uk/government/consultations/home-buying-and-selling-reform/home-buying-and-selling-reform

Click Here

Appendix: Full Consultation Question Areas

  • Upfront Information (Questions 1–5)
  • Property Logbooks & Digital Data (Questions 6–9)
  • Reservation Agreements (Questions 10–14)
  • Improving Consumer Confidence (Questions 15–18)
  • Industry Capacity & Skills (Questions 19–21)
  • Technology & Innovation (Questions 22–24)
  • Climate Resilience & Environmental Information (Questions 25–27)
  • Overall – the single most impactful improvement (Question 28)


Full List of Government Consultation Questions


Upfront Information

  1. What upfront information should be provided by sellers when a property is marketed?
  2. Should this information be mandatory?
  3. How can we improve the quality, reliability and consistency of upfront information?
  4. What challenges might arise from providing more upfront information?
  5. How can these challenges be addressed?


Property Logbooks & Digital Data

  1. What role should property logbooks play in the home buying and selling process?
  2. How can we encourage the adoption of property logbooks?
  3. What information should a property logbook contain?
  4. What barriers exist to a national rollout of property logbooks?


Reservation Agreements

  1. Should reservation agreements be used more widely?
  2. At what point should a reservation agreement be introduced?
  3. What should be the minimum terms of such an agreement?
  4. How can costs be shared fairly between buyer and seller?
  5. What exemptions or safeguards are needed?


Improving Consumer Confidence

  1. How can we improve consumers’ understanding of surveys and valuations?
  2. What more can be done to reduce failed transactions?
  3. How can we increase trust in the process and reduce stress?
  4. How might consumers be better protected from misrepresentation or withheld information?


Industry Capacity & Skills

  1. What challenges exist around capacity in surveying, conveyancing, estate agency and related professions?
  2. How can the Government support improved training, standards and professional development?
  3. Could existing roles (e.g. EPC assessors) be expanded or upskilled?


Technology & Innovation

  1. How can technology improve the home-buying and selling process?
  2. Should AI or digital automation play a greater role in searches, reports, or due diligence?
  3. What safeguards are required to ensure accuracy and accountability?


Climate Resilience & Environmental Information


  1. What climate-related information should be provided upfront?
  2. How can flood risk, surface-water risk and resilience be more effectively communicated to buyers?
  3. How can environmental information be incorporated without causing unnecessary alarm or delay?

Overall

  1. What single change would have the biggest positive impact on the home-buying and selling process?


Audio overview - click here  (slightly cheesy), but useful.